SCBAM's portfolio management process is characterized by both a Top Down approach using Strategic and Tactical Asset Allocation as well as a Bottom Up approach devising research driven ideas from fund managers and analysts. This is conducted through a Team Approach with an Investment Committee at the core of the investment process. Risk Management plays an integral part of the process, itself supervised by a Risk Management Committee. A Disciplined Investment culture ensures fund managers adopts Prudence and care for the best interests of its unitholders.
Fixed income fund management adopts an Active Management style, deploying a stringent Credit Process, Portfolio Diversification considerations, Market Risk Budgeting and Monitoring Process, and Liquidity Risk Management suited to the varied requirements of each type of fund. Equity fund management is composed of an Active Management process and a Passive Management process.